How do you deal with the challenges in your life?

Check out my latest post here.

Posted in Uncategorized | Leave a comment

How can you stay employable?

You will find this article at my new blog. Go to to check it out. Be sure to click on the blue FOLLOW button on the right to see every blog. Thank you.

Posted in Uncategorized | Leave a comment

Check out my latest post on my new blog

As I mentioned yesterday, I started a new blog, and the posts you would read here on WordPress is now at the new one. I invite my WordPress followers to join me on the new site. Be sure to click on the blue FOLLOW button so you can catch each new post. Thank you so much for your support!

You can check out today’s post at

Posted in Uncategorized | Leave a comment

New blog

I am gong to move a lot of the content from this blog to a new one I started this morning. The new blog will be called “Choices.” This blog started to promote an auction business I began, but it has transformed over the past few months to something different. I’ve been writing much more about the choices we make that impact so many of the important areas of our lives. Most of the people liking these posts and following this page have done so as a result of these more recent articles. It just made sense to me to have a blog that was intentional about focusing on these choices.

I encourage you to check out the page and follow it by clicking on the blue FOLLOW button on the right side. If you think it will help people you know who are struggling with some of their choices, invite them to check out the articles as well.

Over the next few weeks I’ll be transferring some of the articles from this page to the new one. I will probably be tweaking the page as well.

You can read the first article at

Posted in Uncategorized | Leave a comment

Patience pays dividends

A lot of states are starting to reopen some of their businesses and other activities. This reopening will be done in stages to see how it impacts the number of coronavirus cases. Most people are anxious for this to happen sooner rather than later. I’m one of them, but we also need to be cautious and move slowly.

My wife and I are in our 70s, and, like most people our age, we have some underlying health issues. That puts us in the high risk category for this disease. We’ve stayed close to home during this pandemic. I go to the store for groceries and occasionally run out for some take-out, but that’s been about it. We take a drive once a week just to get out of the house. We’ve spent a lot of time reading and sitting on our back deck since this has all started.

Now that things are starting to reopen, we don’t plan to just run out and start doing things again. We want to take it slowly. We’ve avoided the coronavirus so far and don’t want to do something stupid now and have problems.

Being patient pays off in many ways. How many times does someone get “new car fever” and buy a car they can’t afford with payments for the next seven years? How often do people take out a home equity loan to do some remodeling and then struggle to keep their home in the next recession? How many people do you know who wanted a relationship so badly they settled for the first person who took an interest in them only to regret it later? How many people pulled their investments out when the stock market started to go down only to now realize that as it goes back up they have to buy back in at higher prices? This list could go on and on to cover just about every aspect of modern day life.

I should tell you that by nature I am not a patient person. I often say that I am a type AAA+ personality. I want things done yesterday, and this has got me in a lot of trouble in the past. I’ve had to force myself over the years to slow down and not rush into things. I am still learning patience and have a far way to go before graduating.

But, part of the lessons I’ve learned is that being patient pays big dividends. It keeps you out of debt because you’re not buying things you can’t afford. If you want something bad enough you save the money and pay cash for it. This alone frees up so many thing that keep most people tied down. Being patient helps you in your relationships. You enter into relationships with those people you’ve learned to trust, and you maintain those relationships despite minor glitches along the way. My wife and I have been married 53 years because we’ve learned to be patient with each other. Everyone has a bad day once in a while. Be patient with them.

Being patient means you don’t pull out your investments every time there is a blip in the market. If your investment has a good 10-year track record, chances are it will be good over the next years as well. If it doesn’t have a good 10-year track record you probably shouldn’t own it anyway.

I spent seven years earning my college degree. At the time, I was married, working full-time in a factory and pastoring a small church. Obviously, I was a part-time student. It might have taken me longer to finish school, but when I graduated I had zero student loan debt. I didn’t have to spend the next 20 years of my life paying back student loans. I did the same thing with two graduate degrees. Some people leave school with $100,000+ in student loan debt. For me, it was three degrees and zero debt because I paid for it as I went. My patience paid off big time.

I could tell you of many times when I wasn’t patient and just jumped in with both eyes closed. Those times ended in disasters that sometimes took years to recover from. As I said, I’ve had to learn patience. I wish I had learned it sooner.

We’ve all heard “Slow and steady wins the race,” but we often don’t live that motto. Learn to be patient. Take your time. Just because you can do something doesn’t mean you should, at least right this moment. Study your options and move when it’s right for you. You will probably find your patience will pay you great dividends.

Posted in Success | Tagged , , | Leave a comment

Failure comes before success

No one likes to fail, but maybe we should. No, I don’t mean we should intentionally look for ways to fail in life. I’m suggesting we need a different perspective on failure. Failure is the price we pay for success. Few people become successful on their first try. Often, it requires a number of failures before we find the key to our success. John Maxwell, in his great book Failing Forward: Turning Mistakes Into Stepping Stones for Success reports that the average for entrepreneurs is 3.8 failures before they finally find success.

Management expert, Peter Drucker, once said that “The better a man is, the more mistakes he will make, for the more new things he will try. I would never promote to a top-level job a man who was not making mistakes . . . otherwise he is sure to be mediocre.” Drucker understood that the only people who never fail are those who never do anything, and those people will never be able to lead others or enjoy good success.

As a young man I was fearful of failure. There would be things I wanted to do but would not even try because I was afraid I would fail. Guess what? I did fail. I failed to do the things I wanted to do because of my fears. That is how a lot of dreams are lost. We dream big dreams but never attempt them due to our fear of failing.

Anyone in a position of leadership will be required to make tough decisions. Some people are so afraid of making the wrong decision they suffer from “analysis paralysis.” They try to make sure they have all the facts before they make a decision. Until they have sufficient information to guarantee a good decision, they won’t make one. The problem is that we will never have all the information we might want, and some of the information we do have will be wrong. In the meantime, the decision doesn’t get made.

Failure is seldom final unless we decide to make it so. Most of the people who failed didn’t really fail; they simply gave up. They quit, sometimes right at the edge of achieving success. A few years ago I was going through a rough time. I was involved in a project that was failing. It seemed like nothing I did made it any better. One of the things I kept reminding myself was “It’s always too early to give up.” Whether it was determination or stupidity on my part, I stayed with the project until I found a way to make it work.

The way we fail forward is to learn something in the process of failing that can be applied later. We can choose whether to learn something from our failures and grow in that process, or we can choose to let failure defeat us. When a small business we owned a few years ago failed I learned a lot of lessons! I now apply those lessons to my current auction business. I even wrote a book describing the lessons I learned hoping that it would help others avoid the mistakes I made that closed the business. That book is Mistakes: Avoiding the Wrong Decisions That Will Close Your Small Business. This eBook is only $4.99. To avoid even one of the mistakes mentioned in the book will save you far more than the cost of the book.

Life is made up of many choices. One choice each of us have to make is how to handle the failures that come into our lives. If you’re wise, you will embrace those failures and learn from them. It’s the only way to achieve the level of success you want.

Posted in Success | Tagged , | Leave a comment

Our worldview and the choices we make

A worldview can be simply described as the way we understand the world in which we live. Each of us has a worldview. Some of us have given careful thought about our worldview while others have formed a worldview through our life’s experiences without really thinking too much about it. Some of us have changed our worldview over time, and we now look at the world differently than we did previously. Certainly, our worldviews change as we go through various transition times in our lives.

The worldview of a small child is much different than that of a mature adult, or at least we hope it is. Our worldview can change with marriage or the birth of our children or a religious conversion.

My worldview is shaped by being a conservative, evangelical Christian. I hold to certain core values of my faith that influences how I understand the world in which I live. Perhaps your worldview draws from a belief that there is no God, and that will give you a much different perspective on the world.

Today’s post isn’t designed to determine which worldview, of which there are many,  is the right one, but how our worldviews influence the choices we make. Virtually every choice we make will be determined by our worldview. For instance, in business we make certain ethical choices about how we will conduct business based on our worldview. We will determine who we marry, the type of career we will pursue, our financial goals, and many other choices by the worldview we hold at the time. These are important choices that not only have a life-long impact on our lives but also affect the lives of other people.

This is why it is so important that we spend time thinking about our worldview. How do you see the world around you? Who has the ultimate authority over your life? What is your basis for knowing truth, and how does the truth you hold to impact your life? Are you happy with the person you see every morning in the mirror? Is your worldview producing the kind of life you always hoped to live?

These are not merely philosophical questions. They go the very core of who we are as human beings, and their answers will shape our lives for years to come.

I have been emphasizing that we are free to make the choices we want to make, but we need to realize that behind those choices lie our worldview. Perhaps it would be more honest to say that we are free to develop the worldview we prefer knowing that it will then determine many of the choices we will later make.

Posted in Success | Tagged , , , | Leave a comment